MY CROSSWORD

Here is my funda ::

Life is a crossword, every moment you are at a crossroad , use your knowledge and wit to take the correct road, THE ROAD to SUCCESS ..

Across

4. this begins on the new year day and ends when a person stops absent mindedly writing the old year on his cheques.
5. a spy who makes fake passports and documents
8. yet another hierarchial officious ...
10. A 3D pixel
13. all the day i dream about sports
15. companies wont fly it,but they spy using it..
17. this is not held responisble for people falling in love
18. You may thank God only on fridays, but many people thank it everyday
19. ...a glorified town; the christmas tree is made of this
21. Is Apple=Ipod,then Microsoft =?

Down

1. the first bank to start ATM in India
2. in Rugby, this group in the front struggles to get the ball
3. not synergy..this is when sun,moon and earth fall in the same line
6. the crop that is grown after the first crop i sharvested
7. A day on this planet is longer than its year
9. the art of riding on horse back
11. well,the question is "who do you know?"
12. the caller ID technology was first called this
14. highest possible temperature on earth,35000 degrees celsius is caused by this
16. the founder of this famous website has a record of becoming a millionaire in four days
20. IBMs personal computer division is bought by this Legend